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What Is the Average Settlement for a Broken Leg in a Car Accident?

Legally reviewed by: Miriam Domer December 20, 2023
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There isn’t a specific amount of money that’s considered the average settlement amount for a broken leg caused by a car crash.

This is likely because many factors go into determining the settlement value in each personal injury case.

Common factors that affect cases include the severity of injuries, any psychological or emotional distress, the at-fault driver’s insurance coverage, and both drivers’ insurance policy limits.

If you’ve experienced a broken bone in an auto accident, find a personal injury attorney who can guide you throughout the insurance claim and court process. Your lawyer will help ensure you receive a fair settlement for your damages.

Reach out to LegalFinders to get connected with a qualified personal injury lawyer in your area today.

Young shocked woman by the car after an accident and a man making a phone call

Average Broken Leg Injury Settlement Amount

Unfortunately, there isn’t readily accessible average car accident settlement information available for situations such as broken leg injuries. Every personal injury lawsuit or claim is different from the next and will have a unique outcome.

If you’re seeking a settlement for a broken leg or other serious injury caused by a motor vehicle or motorcycle accident, you may be wondering t how much you will be awarded.

While you most likely can’t predict the exact sum, you can look into factors that may have a significant impact on the outcome.

Common considerations in an accident case include:

  • The type of injury sustained
  • Any non-economic damages experienced
  • The outcome of your insurance claim
  • The type of car insurance you and the at-fault driver has
  • If property damage was involved
  • The extent of your medical treatment and medical expenses

These are all things that your car accident lawyer can better explain to you and help determine if they apply to your case.

How Do Broken Leg Injury Car Accident Settlements Work?

Most broken leg injury car accident settlements follow a specific set of steps that end in a verdict or payout for accident victims. The following are the most common steps to take when seeking this type of settlement:

Filing the Personal Injury Claim

The first step before a car accident settlement case can even be considered is to file a personal injury claim with either your own insurance provider or that of the at-fault driver.

The insurance company will review your claim and its evidence to determine whether it will offer you a payout for damages and losses.

Building the Case

If you don’t receive the payout you feel your claim is worth or if the insurance company acts in bad faith while evaluating your claim, your attorney may suggest you take the company to court.

This process will involve working with both your attorney and the company’s own legal representation.

During this step, your lawyer will help you build your case to show proof of your injuries and how they’ve affected your life.

Examples of evidence that may be used include:

  • Medical bills
  • Proof of pain and suffering
  • Specific proof of injuries, such as documents that say which leg bones were broken, such as your femur, fibula, and/or tibia
  • Evidence of lost wages, both current and future
  • Documentation of other minor or severe injuries suffered

Settlement Negotiations

Once this evidence is presented to the insurance company’s legal team, your lawyer and the other legal team will begin settlement negotiations. In most cases, a settlement is reached outside of court.

If your case does end up going to court, it’s important to find a law firm or attorney with court experience and whom you can build a strong attorney-client relationship with.

This can be a lengthy and complicated process, and having the right team on your side is imperative.

Factors in Broken Leg Injury Auto Accident Settlements

The following are some of the most common factors that can directly influence the outcome of a broken leg injury auto accident settlement:

Severity of the Injury

The severity of your injuries is a large factor in motor vehicle accident cases. In general, the more severe the injury, the higher your settlement will likely be.

This is because serious injuries often require more medical treatment, like physical therapy or surgery, to recover from.

Additionally, permanent injuries often result in higher settlement amounts due to the ongoing or life-long care they require.

Recovery Period

How long it takes you to recover from your broken leg and any other injuries you sustained is also a factor in a settlement case.

If it takes you several months or years to recover, which include extensive medical treatment and time off work, your settlement may be higher to compensate you for monetary loss.

Loss of Work

Lost wages is a common loss seen in many cases filed by car accident victims. Loss of wages are considered both wages lost immediately following the accident as a result of an injury and future lost wages.

For example, if you experienced a brain injury that permanently impacts your ability to work and earn a living, compensation may be awarded to offset lost or decreased wages.

Level of Insurance Coverage

The level of insurance coverage you have as part of your overall auto insurance policy may also impact your settlement amount. For example, in no-fault states like Florida, motorists are required to have personal injury protection, or PIP, coverage.

This coverage will compensate you for losses related to personal injuries sustained in accidents, including lost wages, no matter who was at fault in the crash.

In most no-fault states, PIP insurance provides coverage for both the driver as well as any passengers.

However, all PIP coverage plans have limits per person. Once that limit is reached, you’d then seek compensation from the other driver’s insurance provider.

Amount of Damages in the Car Accident

In addition to personal injuries, there are several other types of damages an accident victim can sustain in a crash.

Common damages often seen in auto accident cases include:

  • Non-economic damages
  • Mental anguish
  • Reduced quality of life
  • Pain and suffering
  • Property damage
  • Loss of earning capacity
  • Lost wages

Your attorney can help you determine if any of these damages are applicable to your case and what that they may mean for your settlement.

Level of Fault

The type of state you live in will dictate the fault laws the court abides by during your case. In no-fault states, your PIP insurance coverage is responsible for covering personal injury losses regardless of who was at fault.

In at-fault states, there are no PIP coverage laws and the driver who is found at fault is responsible, typically through their insurance, to cover personal injury losses and expenses.

Negligence Laws

Whether you live in an at-fault state or a no-fault state will also determine the negligence laws that are applicable to your personal injury lawsuit.

In some cases, a single motorist may not be found 100% at fault for the accident. This means that negligence is placed on other drivers, as well.

Common types of negligence that may come into play during your case include comparative negligence, modified comparative negligence, and contributory negligence. Each state has its own laws on negligence.

If you are assigned a percentage of negligence in the accident, this can impact how much compensation you may be eligible for.

Car Accident Claim Statute of Limitations

The statute of limitations for personal injury and car accident claims can also impact your overall case outcome.

Many states have a two-year statute of limitations, which means that you have two years from the date of the injury or accident to file a claim or lawsuit.

If you do not file a claim or lawsuit within this time period, you may not be eligible to pursue compensation for losses and damages.

Find a Car Accident Attorney to Elevate Settlement Negotiations

If you’ve been injured in a car accident and feel that the insurance company did not offer you a fair payout or that you could use help with settlement negotiations, reach out to LegalFinders.

We have an impressive network of dedicated and highly experienced personal injury and car accident attorneys who would be happy to work with you.

Let us help you find the most fit attorney in your area and get set up with a free consultation and case evaluation today.

Article Sources

Allstate. “How is fault determined after a car accident?” Retrieved from: https://www.allstate.com/resources/car-insurance/determining-fault-after-car-accident#:~:text=It%20may%20be%20determined%20that,settlement%20after%20a%20car%20accident.

Investopedia. “Personal Injury Protection: What it is, How it Works.” Retrieved from: https://www.investopedia.com/terms/p/personal-injury-protection-pip.asp.

The NYU Dispatch. “Types of Damages You Can Qualify for in Car Accident Claims.” Retrieved from: https://wp.nyu.edu/dispatch/types-of-damages-you-can-qualify-for-in-car-accident-claims/.

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