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Hiring a Car Accident Attorney in Kentucky

You may have many questions when you are involved in a car wreck, we are here to help! We have compiled a list of the most frequently asked questions by car accident victims in the state of Kentucky.

What To Do After A Car Accident In Kentucky

The aftermath of a car accident can be chaotic and overwhelming. There are many things that need to be handled, including medical bills and insurance companies. The following are the first basic steps that every car accident victim should take if after a car accident:

  1. Contact 911 – If you have been involved in a car accident, you need to call emergency services. Adrenaline can mask important signals that inform you something is wrong and emergency technicians are experienced in car accident injuries. The 911 operator will also dispatch other emergency services including the police and fire department.
    Disclaimer: You are required by law to remain on the scene of the accident until you are cleared to leave by the police. Failure to do so could result in penalties.
    Collect all documentation related to the auto accident – Everything from the police report to your medical bills. The police report contains the important facts of the accident and who the police believe to be at fault. Your medical bills and proof of medical visits will be important for your insurance company personal injury lawyer.
  2. Contact your insurance company – You will need to call your insurance company and inform them that you are filing a claim. They will then need a few things from you, including your insurance policy number and contact information.
  3. Call a car accident lawyer – There are many important reasons why you should hire a car accident attorney. There are filing deadlines and accident laws that must be followed correctly in order for your case to proceed. Missing one of these could mean you do not get any compensation for your injuries or property damage.

The most important thing for you to do once you have been in a car accident is to receive proper medical attention. There is no telling what kind of damage you may have received in the course of the accident, only a doctor can fully determine the extent of your injuries and clear you if you are injury-free.

Common Injuries Caused By Motor Vehicle Accidents

When you are involved in a car accident, your body is thrown around and put into positions that are not natural for it. It is no wonder that most car accidents leave you sore at the very least. The following are a few of the injuries that you may experience in the course of a car accident:

  • Bumps and bruises
  • Scrapes and cuts
  • Whiplash
  • Soft tissue injuries
  • Concussions
  • Broken bones and fractures
  • Damage to internal organs
  • Internal bleeding
  • Spinal Cord injuries
  • Traumatic brain injuries
  • Death

Serious injuries can occur from a car accident. It is very important that you seek medical attention after being involved in a collision. Adrenaline is known for disguising the messages our bodies send us when there is something wrong and we have been hurt. Even if you feel fine, seek the expert opinion of a doctor.

What Should You Know Before Calling Your Insurance Company?

In the state of Kentucky, you are required to have a basic amount of PIP insurance. That way, in the event of a car accident, you will be covered financially, regardless of whether or not the other driver is insured. However, in Kentucky, your right to sue to recover medical expenses, loss wages, and other related costs are limited unless these costs exceed a certain threshold. Because of this limitation on the right to sue, you are allowed to opt out of PIP insurance. If a driver has rejected the limitation, they are able to sue the driver at fault, but they are not entitled to receive basic PIP benefits.

When you call your insurance company, they will need the following:

  • Your policy information – this can be a series of numbers or a mix of letters and numbers. You can find it on your insurance bill or insurance card.
  • Proof of medical care received – injury victims need to give to their insurance company any bills and documents that may have gathered as a result of injuries gained during the auto accident.
  • Evidence from the accident – any pictures, videos and witness statements should be collected and turned over to your insurance company.
  • The police report – when an officer is called to the scene of an accident, they will write a report about the incident. Your insurance company can use this report to prove the series of events that led to the accident, and whether or not you were at fault.

The information you give to your insurance company is also the same useful information your car accident lawyer will need if you choose to hire one. Keep copies of everything!

When Should You Hire A Car Accident Lawyer?

Most people do not want to have to think about ever having to file a personal injury claim or car accident claim. Hiring a car accident lawyer or personal injury attorney can be your best option. They can be extremely useful and necessary when you are dealing with serious car accident cases and personal injury claims.

If you were injured in an auto accident, your earning capacity may be affected, which could cause problems when it is time to pay bills. Your well-being is impacted by such an incident, as well as your finances due to potential time lost at work, or medical bills and damage expenses. Car accident attorneys care about all areas of your life that may have been affected by this accident.

In the event that a loved one passes away due to a car accident, you are going to need a car accident lawyer. You will have enough to deal with without the added stress of court deadlines and keeping up with the laws all by yourself. The car accident attorneys in your state are dedicated to the law and making sure that it works for you.

It can be helpful to know that most lawyers work on a contingency fee basis, meaning that if you do not win your case, they do not get paid. Oftentimes people hesitate to hire a personal injury attorney because of the burden of the cost on top of everything else they have to pay for. Do not let this concern keep you from seeking legal advice.

Is Kentucky A No-Fault State?

The short answer is yes, Kentucky is a no-fault state. What this means is that each driver is required to carry to basic PIP insurance protection. PIP stands for personal injury protection and will cover the cost of your bills in the event of a car accident. Your own insurance is responsible for covering your expenses related to an auto accident, such as medical bills and bills related to the repair of property damaged in the car wreck.

However, Kentucky is an optional no-fault state, meaning that drivers can opt out of this type of insurance so that if an accident occurs they have reserved the right to sue for damages. Keep in mind that choosing to opt out of PIP insurance means that you are also open to be sued for damages if you are found to be at fault.

What Is Kentucky’s Statute Of Limitations For Personal Injury?

In the state of Kentucky, you generally have one year to file a suit or a claim for an accident. This means that car accident victims have a year from the day the car crash occurs to file a claim or to bring a suit against the responsible party. However, if someone has died as a result of the car accident, you only have one year to file a wrongful death suit in the state of Kentucky. Hiring a personal injury lawyer or car accident attorney can help you keep track of these very important time limitations, because once they have passed you have permanently lost your chance to bring any insurance claims or a personal injury claim in court.

Every day, people leave their homes in their cars, expecting to arrive at their destination safely. If you or a loved one have been involved in an auto accident, you may find yourself needing direction and assistance as to what to do next. Medical expenses add up fast, not to mention the damage to your property that has to be fixed, missed time from work and more. Hiring a trusted car accident lawyer or personal injury attorney can greatly relieve your stress load. LegalFinders was created to help car accident victims find law firms that can be trusted with their car accident case.

Kentucky car accident

Connecting You To The Best Car Accident Lawyers In Kentucky

LegalFinders understands how difficult it can be to get matched with the law office that best suits your needs. That is why they created LegalFinders. LegalFinders matches people with the most experienced and dedicated car accident lawyers in their area.

At LegalFinders, car accident victims can search for attorneys and law firms in their area that match best with their criteria. They can read through other people’s testimonials and see how these attorneys have handled personal injury claims in the past. Even though law offices are often structured as a law firm or partnership of lawyers, a lawyer can choose to work independently. This is helpful in the event that the lawyer you are speaking to is unavailable, because they may know another attorney who would be the better fit for your car accident claim.

Most law offices provide free consultations and case reviews so that you can be fully informed before making a decision. It is important to be able to trust and rely on your personal injury attorney to get you the maximum compensation that you deserve and qualify for.


Kentucky Car Crash Statistics

Driving comes with inherent risk. When you get behind the wheel, you are accepting the rules of the road and the dangers that come with it. However, there are some things that make driving more dangerous. Some of the most common causes of car accidents are:

Kentucky state car accidents


704 of these accidents were fatal, with 798 deaths in 2020

Louisville fatalities


Lexington fatalities



Most Dangerous Kentucky Roadways

Motorists should always be on high alert when you are driving. When you receive a driver’s license, you make an agreement to follow and obey the rules of the road. Operating a vehicle should be treated with care; you are operating a very large piece of machinery that could cause an awful lot of harm to someone if you lose control. However, no matter how safe you try to be, you cannot control the actions and diligence of drivers around you.

There are numerous factors that can cause an auto accident:

  • Weather, such as rain and snow
  • Environment, such as road construction and detours
  • Distracted driving, such as texting
  • Operator error, such as driving while tired

While any road can become dangerous due to the aforementioned factors, the following roads in Kentucky have been deemed the most dangerous for motorists:

Highways Descriptions
I-64 This highway runs through several towns in Kentucky. The added traffic and changing speed limits can make things more hazardous.
I-65 Which runs for 138 miles through Kentucky.
I-75 This highway runs North and South through Kentucky for 192 miles.
KY-4 Also known as New Circle road, runs around the city of Lexington.

When highways run through or around towns, they can become increasingly dangerous. Drivers who are not residents of the area may not be aware of a change in speed limit and they may not be prepared for added traffic from people living in the area. No matter where you are driving, you should always be alert and vigilant.

Call LegalFinders To Find The Best Kentucky Car Accident Attorneys

Automobile accidents are traumatic and can be life-altering.The overwhelming amount of legal details, medical bills and insurance documentation can stress you to the point of freezing you in your tracks. If you or someone you care about have been involved in an accident, hiring a personal injury attorney may be the right move for you.

If you or a loved one were in a car wreck, you are entitled to fair compensation. Do not let fear of court systems and insurance companies keep you from what you are legally entitled to. If you have been in an auto accident In Kentucky, you can use LegalFinders to connect you with the top rated auto accident attorneys in your area! Let an accredited lawyer relieve you of your stress and take the weight of legalities off your shoulders. For a free case evaluation, use LegalFinders today!


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Published: 18 March 2022


Kentucky Department of Transportation — 2020 KY Traffic Collision Facts

Legal Information Institute —  Personal Injury

Legal Information Institute — Statute of Limitations